How we work with capital
Three formats. Depending on how you want exposure.
01
Joint Venture (JV)
Co-invest into a single property. Shared equity, shared upside, shared downside. Typical hold: 12 months (flip) to 5+ years (BTL/HMO). Returns vary by deal.
02
Fixed-return loan
Lend to Chiben at an agreed rate, secured against the underlying property where structurable. Predictable, debt-style returns. Typical term: 6–24 months.
03
Strategic partnership
For investors looking to deploy larger amounts across multiple deals. We’ll talk through what makes sense.
All structures documented and supported by legal — never on a handshake.
What you get
Built around investor trust.
01
Full underwriting
on every deal we present.
02
Quarterly updates
on every deal you’re in.
03
Direct line
to the founder — no investor-relations layer.
04
Skin-in-the-game
Chiben capital sits alongside yours in every deal.
05
Exit clarity
every deal underwritten with a defined Plan A and Plan B.
Who this is for
Honest about fit.
A good fit if you’re
- A private investor looking for UK property exposure without buying and running it yourself.
- An existing landlord looking to redeploy capital into higher-yield assets.
- A diaspora investor wanting a UK operator on the ground.
- An equity partner with capital but no time to source and run deals.
Not a fit if you want
- Daily liquidity (this is illiquid asset-backed investment).
- Guaranteed returns (anyone offering them is lying).
- Zero downside (every deal has one — we just price for it).